Pet insurance

Pets are a part of your family. Shouldn’t they be insured too?

For most people who are pet owners, pets are their family. As with any beloved family member, pet owners want their pets to be happy and healthy. Veterinary medicine and animal treatment options have advanced significantly. but with that advancement comes a higher price tag. So, whether it is preemptive wellness care or an unexpected illness, pet insurance provides financial help to pet owners so that they can provide their pets with the care they need.

Pet insurance overview

There are two main categories of coverage. They are called Wellness coverage and Medical coverage. Wellness coverage helps with the costs that are associated with preventative care, such as immunizations/vaccinations, teeth cleaning, and annual exams. Medical coverage is a more comprehensive plan that helps cover costs for pets who need hospitalization or prescriptions, or who suffer accidents, illnesses, and injuries. Remember, not all policies are the same so they do not all cover the same issues. Your professional InsuranceDirect123 agent can shop for the policy that best fits you and your pet’s needs.

What if the pet is not a cat or dog?

All major pet insurance companies insure both pet dogs and pet cats. Also, for less traditional, more exotic pets, such as chinchillas or cockatoos, it is available but on a far more limited basis. However, a professional InsuranceDirect123 agent can compare insurance companies to ensure that they cover your type of pet. This will save you time and frustration. Whether it is rabbits, snakes, turtles, guinea pigs, or hamsters, InsuranceDirect123 will find the coverage that you specifically need.

When is the best time to buy a pet insurance policy?

It is very important for the pet owner to note that all pet insurance providers exclude any pre-existing conditions from coverage. Pet policies are designed more to assist in covering preventative care and to help cover costs incurred due to an accident, injury, or illness suffered by the pet. The very best time to purchase a pet insurance policy is while your pet is healthy.

Will pet insurance really save a pet owner money?

Along with being a truly kind and compassionate purchase, a pet policy is also very cost-effective. In many cases, it can be considered an investment. Contrary to popular belief, the cost of pet insurance is not a break the bank expense. Pet wellness plans can be purchased for as little as $19 a month. Most pet insurance plans are customizable and will reimburse the pet owner’s cost after the deductible has been met.

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