You Have More Options Than You Think
The implementation of the Affordable Care Act and the Health Insurance Marketplace has significantly changed the way people think about buying their health insurance. But big picture – not that much has changed.
While buying Maryland health insurance through the Marketplace is the best option for some, buying a private health insurance plan might be more beneficial for others. As with most types of insurance, product and price hinge on your particular circumstances like age and where you live. This is true for both Marketplace insurance and private health insurance.
What about the ACA penalty for not carrying health insurance?
If you can afford health insurance but choose not to buy it, you will be subject to a penalty, sometimes referred to as the “Individual Mandate.” You might also face this fine if you opt to buy certain types of private health insurance.
To avoid the ACA penalty you must either:
Shop for and buy your health insurance through the Heath Insurance Marketplace; or, Shop for and buy your health insurance from a private insurer who guarantees their plans meet the criteria for minimum essential coverage.
Insurance Direct 123 agents are standing by!
Finding and signing up for a Maryland health insurance plan that is right for you should not be an hours upon hours long hassle. Insurance Direct 123 agents can answer your questions quickly and concisely, and ensure you understand each part of the process.
If you feel confident in the type and amount of health insurance you are looking for, Insurance Direct 123 also offers an easy online quote option. Use our online application to answer a few quick questions, and the best options for your situation will quickly be offered up for your perusal.
Pro Tips from the Insurance Direct 123 Agents:
Shopping for health insurance is like shopping for any other big ticket item. For example, If you’re buying a new sofa set, of course price is an important factor. But so are things like, style, comfort, and size.
With that in mind, consider these questions as you shop for your new health insurance policy:
- Does this plan cover my actual health care needs?
- Will this plan cover my medications?
- Does my doctor accept this health insurance?
- Does this plan offer plenty of provider options in my area?
Buying health insurance won’t crack your top ten list of fun things to do, but Insurance Direct 123 can help make it as quick, easy, and painless as possible.